To Buy or Lease?

car

Need a new car? What do you do?  I faced the dilemma of needing a new car earlier this month. My old car served us well for many years but now we needed to fix it or get a new one. My old care was stalling when we stopped, so I brought it to our mechanic and we found the car had an oil leak, a transmission problem, and various other problems. We had to decide if it was worth it to pour more money into this car or use the money to put down on a car. We had a few things to consider. Do we look at used car lots, buy a car or lease one? 

I didn’t want to buy a used car. In the past, I had bad experiences with used cars, so I didn’t want to buy a used one.  When you buy a used car, most times you are just trading your car’s problems for someone else’s. The car needed to be reliable and safe. I knew I didn’t want a used car. 

My next question was whether to lease or buy. To answer this question, I had to weigh the pros and cons of each and decide what I can afford. First, when you buy a new car, your payments will be higher than that of a lease.  My insurance will be high both whether I lease or buy so I didn’t need to worry about that right now. Either way, I will have to pay for full coverage. When you buy a car, you can drive as many miles as you want. There is no mileage penalty. When your payments are over, you own the car. It is yours, not so when you lease a car. You can make any upgrades you want. When you lease a car, you can’t change anything. What you see if what you get. When you buy a car, any wear and tear on the car are yours. No one will charge you for these scratches, dents, and stains. 

Thinking of leasing a car? Sure the payments are lower, but when your lease is up, you don’t have a car. The car is not yours; it belongs to the dealership. You could lease a new car every 3 years. Drive a new car every 3 years.  Your car is under warranty for the entire length of your lease, so the dealership will cover anything that goes wrong with the car. You must pay for the maintenance of the car, the oil changes, brakes, and tires. So what do we do? Buy a car or lease one?

I wound up leasing a car as it was 200 dollars less a month to lease than to buy. I paid extra for scratch protection on the car. It is a sealant that goes on the outside and inside of the car. It could cover most scratches and stains. My plan is to drive a new car every 2 to 3 years. So far the car is amazing and since I had full coverage for my old car, my insurance didn’t go up all that much. Before buying or leasing a car, weigh the pros and cons of each and make the best-educated decision you can. 

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You’re in My Seat

Photo by Karl Fredrickson on Unsplashchurch

I had an interesting experience at church last week and it reminded me of these two stories I have heard pastor’s use for their sermon.

In the first story, a man is visiting a church. This man sits in a pew and a lady came up to him and said, “I’m sorry but you are sitting in my pew.” This man got up and moved to another pew. Again, a man came up to him and said, “You’re sitting in my pew.” This happened several times before the man left the church. I have heard this story told by pastors with the message of welcoming new members.

There is another version of this story where the man sitting in everyone’s pew was a homeless man who smelled and wore torn clothes. At the end of this story, he came to the front of the church and said, “You asked me to move because I was sitting in your pew. I have sat in your pew and have died for your sins.” The man was Jesus. The Bible says giving to those in need is giving to Jesus. We should embrace people in need and welcome them.

When I went to church last weekend with my children, I had a similar experience. I drove into the parking lot and saw an open parking space. I drove in and parked, while a car came up next to mine and rolled down the window. A middle-aged woman was in the driver’s seat, so I assumed she needed directions or something.

So I asked, “Can I help you with anything?” What came next surprised both me and my children. She said, “It’s my parking spot. We only have six spots, so you need to move.”

I looked at her confused for a moment, then I realized that she was attending the church next to mine. So I replied, “Well it’s a good thing I am not coming here to visit your church because I will never come back.” I then drove off and parked my car elsewhere.

The woman pulled out of the spot she was in and moved her car closer to her church. My kids caught this and said, “So she just pulled in next to you to tell you to move your car. Jesus will not like that.” And my kids are correct. What if someone was planning on visiting this church or someone thinking about becoming a Christian? That person may never want to visit another church or becoming a Christian if Christians treat others this way. My daughter said, “I guess that’s why they only have 6 parking spots; no one wants to go to their church. I love our church. Everyone is nice and friendly.”

People expect Christians to be perfect, but we are far from perfect. Sometimes it takes compassion and common sense. This woman didn’t have either. She taught my children a lesson. She taught them to always welcome others because they know what it feels to not be welcome. It might be a small thing but for someone searching for a church of someone searching for God, it’s a big thing.

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October is Pregnancy and Infant Loss Awareness Month and October 15th is Pregnancy and Infant Awareness day.   1 in every 4 pregnancies ends in a miscarriage.

During this month, I will give my book. Birth After Miscarriage: A Spiritual Journey away for free. You will download the E-book from Amazon.

FREE FROM OCTOBER 13-17

I always wanted to be a mom. After my miscarriage, I thought it would never happen. God had a wonderful plan for my life. I just have to wait and put my faith in Him. Many women suffer the tremendous loss of a miscarriage. They often believe they are alone, but they are never alone. It is not anyone’s fault! It is a sad component of life. In every four pregnancies, one ends in a miscarriage. I am sharing my story to help other women who have experienced the same pain I have.

E-books

USA https://www.amazon.com/dp/B07Q6M5ZBN
UK https://www.amazon.co.uk/dp/B07Q6M5ZBN
https://www.amazon.de/dp/B07Q6M5ZBN
https://www.amazon.fr/dp/B07Q6M5ZBN
https://www.amazon.es/dp/B07Q6M5ZBN
https://www.amazon.it/dp/B07Q6M5ZBN
https://www.amazon.nl/dp/B07Q6M5ZBN
https://www.amazon.co.jp/dp/B07Q6M5ZBN
https://www.amazon.com.br/dp/B07Q6M5ZBN
https://www.amazon.ca/dp/B07Q6M5ZBN
https://www.amazon.com.mx/dp/B07Q6M5ZBN
https://www.amazon.com.au/dp/B07Q6M5ZBN
https://www.amazon.in/dp/B07Q6M5ZBN

 

October is National Pregnancy and Infant Loss Awareness Month

October is Pregnancy and Infant Loss Awareness Month and October 15th is Pregnancy and Infant Awareness day.   1 in every 4 pregnancies ends in a miscarriage.

During this month, I will give my book. Birth After Miscarriage: A Spiritual Journey away for free. You can download the E-book from Amazon.

FREE FROM OCTOBER 13-17

I always wanted to be a mom. After my miscarriage, I thought it would never happen. God had a wonderful plan for my life. I just have to wait and put my faith in Him. Many women suffer the tremendous loss of a miscarriage. They often believe they are alone, but they are never alone. Rest assured that it is not anyone’s fault! It is simply a sad component of life. In every four pregnancies, one ends in a miscarriage. I am sharing my story to help other women who have experienced the same pain I have.

E-books

USA https://www.amazon.com/dp/B07Q6M5ZBN
UK https://www.amazon.co.uk/dp/B07Q6M5ZBN
https://www.amazon.de/dp/B07Q6M5ZBN
https://www.amazon.fr/dp/B07Q6M5ZBN
https://www.amazon.es/dp/B07Q6M5ZBN
https://www.amazon.it/dp/B07Q6M5ZBN
https://www.amazon.nl/dp/B07Q6M5ZBN
https://www.amazon.co.jp/dp/B07Q6M5ZBN
https://www.amazon.com.br/dp/B07Q6M5ZBN
https://www.amazon.ca/dp/B07Q6M5ZBN
https://www.amazon.com.mx/dp/B07Q6M5ZBN
https://www.amazon.com.au/dp/B07Q6M5ZBN
https://www.amazon.in/dp/B07Q6M5ZBN